Cable Forum - View Single Post - Have you received a letter from Davenport Lyons or ACS?

lymmranger · 23-09-2010, 13:50

If you read the letter carefully, it attempts to scare the account holder into accepting responsibility. It doesnt outright accuse just strongly suggests.
The letter usually includes a copy of the NPO order used to gain the account holders details. This makes the package look like they already have a CCJ against you further adding to the "scare" factor.

YOu should be aware that they do not really care wether you are guilty or not - THEY JUST WANT YOUR MONEY.

To date no one has ended up in court, but you have to play the game just in case they do.
This is achieved by sending a response (in this case using the template LOD)
The LOD (of which their are a few) basically states that the account holder was not responsible for the action and that they didnt authorise it either.

You should ensure that you understand it fully and consider personalising it.

You should NOT add any extra info - it invites them to carry on corresponding/questioning you further. Once you have responded you can sit back, relax and await their response - usually "we do not accept template responses". Please be aware the template is a perfectly valid and legal response and its his tough luck that you are now educated and wise to his scheme.

You really need to do lots more homework on this matter.... search for the excellent "beingthreatened" website and spend some time reading through all the info on there.

Wecome to the worlds longest game of letter tennis!!!!

23-09-2010, 13:50	#687
lymmranger Inactive Join Date: Feb 2009 Posts: 92	Re: Have you received a letter from Davenport Lyons or ACS? If you read the letter carefully, it attempts to scare the account holder into accepting responsibility. It doesnt outright accuse just strongly suggests. The letter usually includes a copy of the NPO order used to gain the account holders details. This makes the package look like they already have a CCJ against you further adding to the "scare" factor. YOu should be aware that they do not really care wether you are guilty or not - THEY JUST WANT YOUR MONEY. To date no one has ended up in court, but you have to play the game just in case they do. This is achieved by sending a response (in this case using the template LOD) The LOD (of which their are a few) basically states that the account holder was not responsible for the action and that they didnt authorise it either. You should ensure that you understand it fully and consider personalising it. You should NOT add any extra info - it invites them to carry on corresponding/questioning you further. Once you have responded you can sit back, relax and await their response - usually "we do not accept template responses". Please be aware the template is a perfectly valid and legal response and its his tough luck that you are now educated and wise to his scheme. You really need to do lots more homework on this matter.... search for the excellent "beingthreatened" website and spend some time reading through all the info on there. Wecome to the worlds longest game of letter tennis!!!!