Quote:
Originally Posted by Maggy J
It should be remembered that there are currently many OAPs who living costs are pitiful through no fault of their own and have been the victims of the unforeseen machinations of others.The Maxwell pension fund fiasco comes to mind. 
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That is true & should be taken into account, as you say.
However, even so, the concept that people should be responsible for making their own arrangements for their retirement should, in my opinion, be more prevalent.
Do supply teachers qualify for benefits under the teachers pension scheme, Maggy?