[joglynne]

Glad you realised in time to avoid being fleeced by these people.

Regardless of the company involved 'Buy now - Pay later' offers have, IMHO, always resulted in a person paying more than they either needed to, or expected, as the companies that make this kind of offer are not doing it out of the goodness of their hearts but in order to increase their profit margins and wouldn't delay getting their money unless there was a good financial incentive in it for them.