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Old 04-07-2010, 18:08   #13
TheDon
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Join Date: May 2007
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TheDon has reached the bronze age
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Re: Need help/advice urgently

Quote:
Originally Posted by triofria View Post
If I inform the police they will probably caution him wont they? Or arrest him? He has never done anything like this before (I talked to all my family and they are shocked) so I dont really know what to do.

Im just going to have to make sure he pays me every month - if he doesn't there isnt much I can do.

Thanks for all the advice, its appreciated.

T.D.
He'll be arrested.
First offence he MIGHT get a caution, it really depends on CPS, identity theft (which is what this is) is looked at pretty seriously though.

If he doesn't get a caution then it'd likely be a conditional discharge, failing that community service.

Don't just let him pay, and definitely don't think "if he doesn't there isn't much I can do" because he WILL take advantage of you again in future. It might just be a phone contract now, but what about when his TV breaks down and he needs to get a new one and decides to get one on finance in your name?

There's a reason he can't get a contract in his own name, his bad credit history shows that he isn't going to keep up the payments. Deal with it NOW before it gets to that else when it does you're going to have to answer all sorts of questions on why you didn't sort it out sooner.
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