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Re: Transferring sim card
You can only put your Tesco SIM into another Tesco locked phone or a phone locked to Tesco's parent network o2. If you get your phone unlocked you can use it with Virgin but you can't transfer credit. You can also transfer your number, but use your credit up first.
I went from Virgin to Tesco earlier this year, mainly because I'm a light user, and I also got fed up with the crap T-Mobile coverage in some areas.
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