If women claim less, maybe its because the damage isn't as bad - just a thought
I was shunted through a red light whilst I had my handbrake on last year, by a silly soft bint who was too busy gassing with her passenger and just didn't see me. She pushed me through into oncoming traffic (I was in a Fiesta, her in a Citroen C1 - says it all really). I did claim however, as my boot floor was bent