[joglynne]

Martin Lewis has posted some more information which I think anyone who is hoping for a refund should read.

http://www.moneysavingexpert.com/new...for-reclaimers.

Drawing attention to the Judge's final statement ML says:-

"It wasn’t a loss, the OFT fought on the wrong clause. The initial shock reaction by the crowd in the court, thinking that the banks had won, obscured what was perhaps the most important part of the Judge’s final statement, that ‘the OFT may be able to look at fairness by another route’.

"The fact that this was deemed important enough to be said in his very short verbal statement is of great significance. After analysis of the report it reveals the court’s coded message to the OFT was ‘you took this case on too narrow a legal basis – you would have a much better chance with clause 5 not clause 6’.