Apologies if this has been posted before, but from 10th November 02 now let users unlock their iphones for use on other networks.
Quote:
Pay Monthly customers
Your iPhone can be unlocked at anytime free of charge. If you unlock your handset and place a non-O2 sim into it, you will still have to honour the remainder of the minimum term on your contract.
iPhone Pay & Go customers
For iPhone on Pay & Go, unlocking can take place 12 months after you've bought your iPhone for a one-off £14.69 fee which will be deducted from your airtime balance.
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http://shop.o2.co.uk/update/unlockmyiphone.html