Quote:
Originally Posted by Flyboy
No exactly correct. If the driver has no licence then he would not be insured to drive any vehicle. However, the car itself would still be insured and therfore still be legal to be on the road.
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If the driver of the vehicle is not insured, then the vehicle will be seized. If I insure my vehicle for me alone, and another person drives that vehicle who is not on my insurance, and who does not hold any other motor insurance, then the vehicle is seized. Section 165 of the Road Traffic Act.
I would have to pay a release fee, plus storage. But a valid certificate of insurance for the person collecting that vehicle must be produced.
The only excuse would be that the car was taken without my permission, in which case the driver is then guilty of taking without consent - or theft of the vehicle as well as any other offences.
A certificate of insurance generally covers only specific people to drive a car - insured only, insured and spouse, insured plus named individuals. It is possible to get any driver - but these are very much more expensive, as the insurance companies are not able to assess the risk to the car.