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So far as I can see, pretty much the same people who failed to spot and act on the banking problem in the first place are now supposedly going to start doing the job they should have been doing all along
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Worse than that - it's the people who were telling us that the last thing Britain needed was a system capable of spotting the banking problem in the first place. They're now in charge of setting one up.
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what were they actually doing in the years before the bubble burst?
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Bathing in champagne? Playing the Biscuit Game? You tell me.