Quote:
Originally Posted by STONEISLAND
Even though I'm on a good wage and never missed a payment I may not get a chance to re-mortgage??
So wish I got a tracker......... 
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There are mortgages out there, but the lending criteria have tighened up a lot. Again, we don't know enough about your personal circumstances to say what you would be eligible for.
The best thing you could do right now is find an independent mortgage adviser. They are normally free to you because they get a commission if they manage to arrange a mortgage for you. You can give them all your details and let them do the number crunching.