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In the job I started just under a year ago, I get 38 days annual leave (with 3 extra for the Christmas shutdown), plus the standard 8 days Bank Holidays.
I make sure I take them all.
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Back on topic - take your holidays; you are entitled to them, and you are paid for them; if it's holiday year-end, it's usually use them or lose them (unless they will let you carry over 5 for a month or so).
I can't understand people who don't take their annual leave.