NO, that is not good advice. These people don't muck around, they have secured one default judgement of £16,000 because somebody failed to turn up in court, or potentially ignored the letters from Davenport Lyons.
In response to your post about TBP, I have commented here.
http://www.cableforum.co.uk/board/34658667-post176.html
You'll need legal representation if you believe you are innocent. I'll find the company prepared to do it and post back here.
EDIT:
This is the post you need to look at, which you should already be familiar with as you have posted a number of times in that thread, visit the link included in the post.
2nd EDIT: This thread may need merging with the thread linked to from my first edit, as it seems to be the same subject matter.
3rd EDIT: Don't use the term peerguardian here, or in court, as some may get the impression that your claims of innocence are not as white as you make them.