What I'm saying is the person legally named in the claim, may not have knowledge of the download. They can therefore not be held accountable for the actions of a third party. That's not that hard to work out, or see as a reason for them defending against the claim.
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You will acknowledge and accept that all content posted on this site becomes the property of the site owners, you acknowledge that You are the author of each message posted and CF are the publishers
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Those are the terms of CF, and they own the copyrights to their graphics and published material. Fact is you download copyrights protected material every day when on the net. It's what you then do with it, that creates a breach of copyrights.