No, they don't have the right without your consent, but the consent is built into the Terms and Conditions of the credit agreement, and I'm sure it would be an either/or situation
Either you accept the Terms and Conditions in full (which would include passing information the Credit Reference Agencies) or you accept none of it, and therefore don't get whatever it is you were applying for
Even if you withdraw consent at a later date, the CRA would still legally be allow to keep the data you had previously given consent to, it just would not be able to update it from that point. After six years, the data would expire as it does at the moment
Also, even if you withdrew consent for updates, and then had a CCJ found against you, I'm sure that would be entered onto the credit file anyway (as it would be a matter of public record which I think means the DPA would allow it to be entered by the court)
---------- Post added at 23:57 ---------- Previous post was at 23:47 ----------
Quote:
Originally Posted by popper
if BT are so mighty and legally sure of their plans and past actions, dont they just run the new Phorm trials and get it over and gone with without a care of what the Uk consumers might then do to them in court.... why dont virgin Media and CPW also do the same trials,the answers obviously they are not so sure of their legal positions.
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I'm sure that is question for another thread, but I will say I'm not quite sure who your target is here.
Neither Virgin or CPW have ever said they would run trials without first gaining consent from the people involved.
If that is the case, and full consent was gained, then it would be legal.