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Re: Nuisance calls
Sorry I thought I had by saying you didnt have to have credit in the first place.. So on those terms it can be that simple.
Things do go wrong when people have credit and its happening more now than ever, and I dont know the detail of your claim or the policy so will assume that you were mis-sold as many people are for payment protection. I worked in banking for a few years so I know how the policies work, and there has been quite a bit in the news recently.
My point remains the same that we make the choice to take credit and we know the risks, myself included. I personally have no credit that I cant cover in full if things go wrong, I pay my card/s off every month in full.
I know im lucky and not everyones the same, nor can they be but If I couldnt I wouldnt have a credit card etc. I have lots of friends and coleagues who have 10's of thousands of pounds in debt it would drive me mental.
Thats really all off topic though isnt it
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