[CrowmanUK]

Thats a pity mate, cos I'm sure if you do move to Virgin ADSL they'll tie you into a new 12 months contract for it and I dont know where you'd stand if Cable was made available in your area within that 12 months, I'd certainly get in touch with customer care and ask if anything could be done in regards to cancelling your BB contract early, but I'm guessing you've already tried that.
Going back to the STM I made sure all my downloading was done between midnight and 3pm which I think was the non stm'd time for adsl, I got stm'd the week after and was told I'd downloaded 7gig in peak times, no way on earth I'd downloaded that much and the guy basically told me that if you download more than 5gig a week on adsl then you could fall into the traffic management for the next week.
It says on the site that "peak times" are 4pm till midnight but my bandwidth monitor told a different story to that.
And to top it all off you've got application management running 4 till midnight and ALL weekend, i'm guessing this covers torrents, nntp and possibly ftp traffic.
Its bleak mate, very bleak but if you've got no choice then i'm just letting you know what you've got coming. If you've only got a few months left though I'd seriously look at paying them off and going with a different adsl company.
Best of luck with it whichever choice you make.

oops my mistake application management is 4pm till 1am and all weekend.