Thanks for the feedback Xaccers. After reading the moneysavingexpert site, I've now decided to try 'asking for a speedy settlement' under the sample Letter template section there.
Basically, if you want a speedy settlement, one tactic is to offer the bank the option of settling for a lower amount if it pays out now. How much lower depends on you, so I'm now trying that and if no joy then it's a case of logging the case with the courts.
Quote:
Originally Posted by Xaccers
Standard letter, HSBC delayed the requests of myself and my housemate knowing that there was the OFT action going on.
My charges are from 4 years ago, so not much risk of them going beyond the 6 year mark.
If yours are close to the 6 year mark, I'd lodge it with the courts. It will be put on hold until the OFT stuff is sorted but it will be logged so the 6 years won't matter (or at least that's how I understand it because you took legal action before the 6 year deadline).
|