[info4u]

Im hoping that some one will read this post rather than the original one at the front of this Thread


Ive been banking in the past with Alliance and Leicester

Recently they decided to charge me over £575.00 for an £8.48 over draft

This comes from a £25.00 charge then £5.00 per day until the amounts are cleared
I cleared all balances in my account before they took the £95.00 charge (£5.00 a day)
as I saw that as daylight robery (£120.00 total for £8.48)

I was told all my direct debits had gone out which hadnt causing another charge because i removed all funds to prevent the £95.00 going out (Did have a £100.00 overdraft to prevent further charges whilst they investigated it) but because of the misadvise I went over that £100.00 over draft

They charged me another £25.00 and a £5.00 a day charge which I refused to pay
1) out of principle
2) because I was misadvised
3) It doenst justify staff charges. interest to charge that much

This month I got a bank statement showing aq whooping £210.00 charge being added for this month alone.

Dispite me having moved all my finances over the barclays and stopped using their cards etc

The £8.48 overdraft was caused on New Years Eve and they slapped a restriction on my account on the 1st Jan (BANK HOLIDAY) yet the Direct Debits wasnt due out until the 2nd January.

When I checked my account on the 1st Jan I had £5.00- out of £100.00- allowance
So why is it they could slap a restriction on my account at 4am on a bank holiday, for a pending direct debit due out and then say its all my fault and im responsible for my fundings of the account

FSA regulated, does state that a company must take due care, skill and dilligence on dealing with its customers and also work towards the customers best interest

I dont see that being my best interest

If I had a crap job that barely paid this would cause a spiriling debt

2yrs of these charges and you start to have a mortgages worth