[joglynne]

Here's a couple of snippits from the article in MoneySavingExpert.

What happens now?

Further High Court hearings will consider a fair amount for bank charges, and the exact timetable will be decided at a hearing on 22 May 2008. In the meantime, hundreds of thousands of cases are still on hold. The FSA gave banks a waiver from dealing with bank charge reclaiming cases until after the case, meaning they needn’t respond to complaints in the meantime.

Martin Lewis says: "This ruling looks to be a sensational victory for bank charge reclaimers. While the game's not over we’re now on the penalty spot ready to shoot a goal. This is a real vindication of everything the bank charge reclaimers have been saying. Over 4.5m template letters have already been downloaded from MoneySavingExpert.com, and I suspect this will now see millions more. Fantastic news – for everyone but bankers!

"Until the result of the test case, the regulator, the FSA, has put a hold on reclaiming. It's my hope that this will be lifted soon after 22 May, even if there’s an appeal. Yet it’s crucial to start a reclaim now, as you can only go back six years (five in Scotland), and delaying may mean you lose the ability to get old charges back."

http://www.moneysavingexpert.com/rec...k-charge-recla