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Don't know how it works mate but if you can prove you have the means to pay or have a pot where the money comes from assuming you've got to have a few million in that pot then you don't need to have motor insurance
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I would suggest you need more than a few million which is why its a loop hole that cant be used by the public - As my dad always said to me about uninsured drivers... If you crashed into the Man Utd tour bus and killed a several players it would cost hundreds of millions in liability.