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Old 15-02-2008, 08:07   #15
superbiatch
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Join Date: Jun 2006
Location: Liverpool
Age: 48
Services: Sky+, Sky Broadband and Talk
Posts: 3,819
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Re: Transferring banks - advice needed

Quote:
Originally Posted by superbiatch View Post
Having had my card cloned 3 times in the past, I decided i'd look into transferring my account to another bank.

Around the same time i was also purchasing my apartment and sorting out a loan. The loan was granted by Halifax and I was persuaded to open a bank account with them there and then "to get the money paid in straight away" was what I was told by the assistant, although I think it was commission based as she was rather pushy. This was last March. I told her as I was in the process of purchasing a property, changing banks at this time might confuse matters. She said that was fine, and all the benefits would be available to me when i decided to switch.

In June I decided to start the ball rolling with transferring all my direct debits and wages etc and it took until September to get it all sorted out. I was told it would take 3 credits over £1000 before I would receive my switching fee of £100. As my wages at the end of November would have been the third credit, I contacted them last night to be told my bank account was opened before the switching fee was available. I've been told to speak to the branch i dealt with directly.

Any advice guys and girls? I know its only £100, but its been quite stressful at times when direct debits haven't been paid etc so its the least they can do!
Good news! After arguing with Halifax and eventually putting in an official complaint - I was finally awarded the £100 mentioned above yesterday. A small amount of money, but goes to show if you take on the banks - they don't always win
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