[grabbi]

I had one with Nationwide. I owe £250 ish now.

I went in after the first one, said "Close my account and I will pay this back. I dont need the account anymore."

They said, its outstanding so until you make a payment in full, we arent closing it.

Its racked up but the Debt Collectors can whistle.

Might get all me statements online, print em and take them to court.

It just seems like a lot of hastle! Is it?

I have all the letter templates, but Im scared, to be honest!