Quote:
Originally Posted by Xaccers
Might be worth making the banks aware of how much they owe you, even if you can't take it to court.
That way, if the case ends in our favour, the banks will be aware, and you'll have a record of them knowing.
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In a
fool.co.uk article I just got emailed it says it is vital to keep claiming charges with your bank. If the bank does not respond (which legally they still must do) and pay up (which perhaps they can now delay), then to file a claim in the courts. Something to do with you only being able to claim back charges for the last 6 years from the time that you file the claim in a court (not contact the bank). The chap in the fool article reckoned the FSA estimate of 1 year for the matter to be settled in the court is widely optimistic and it is likely to be up to 3 years or more before the courts rule. Eg if you wait until the FSA court case is settled in say 2010, then you can only claim back charges incurred from 2004 onwards unless you put in a claim to the courts now.