[Xaccers]

Interest charged on an overdraft isn't claimable, however, interest on the charges they've applied is.
Basically, being overdrawn means you've got a loan from the bank, so them charging you interest is fair.
Their charging you £25 etc to set up the loan (overdraft) or increase it isn't fair, so you can claim for it.

Anyone know how the OFT high court case is affecting claims?
Are they all on hold?
HSBC has stalled until the day the case was announced on the news, still claiming there's only £300 worth of charges, then offered £220!
Each month they're adding £25 as the interest charges are taking the account further over the overdraft limit.
They owe her approx £600, she even offered to accept the overdraft amount (approx £500) but they weren't interested.
So do we proceed with small claims court, or do we have to wait for the high court decision?