Quote:
Originally Posted by Faulty
I have been charged £25 everytime i use my card beyond my overdraft, so i took the advice given in this thread, unfortunately it hasn't worked. They have taken a further £275 in charges in the last 2 months, they have also removed the charges while my account was in debit (over my overdraft), furthermore, they are charging me a further £25 for taking the second charge. I am really fep up and angry now, i have had no response to any of my letters, so i am thinking of sending this (below), what do you think?
Dear Sir
You have not complied or even replied to my earlier letter, dated 23 April 2007, and I find this very disturbing.
Since my last letter a further £125 has been taken out of my account, while it was in debit. This is the second time that an illegal charge has been removed from my account while it was in debit, which I know to be against my contract. Furthermore, my account is currently being charged a further £25 for the removal of the above charge, which is illegal.
The amount currently owed to me by your company is £800; this includes all illegal charges and interest. This figure will increase every time a charge is removed from my account.
My solicitor has been informed of these events and is keeping a strict record. If you do not respond or reimburse the funds taken out of my account illegally within 10 days, I will report your company and I will be forced to sue your company for Breech of Contract and Theft.
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Assuming the letter of April 23rd referenced above is your first correspondence with your bank then I'm afraid you haven't followed the "advice given in this thread" as the timespan between April 23rd and May 30th does not exceed the time afforded a respondent in respect of compliance with a SAR under the DPA (40 days).
Quote:
Originally Posted by Faulty
what do you think?
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I think you should calm down, count to 10 and be a bit more responsible about your overdraft spending.