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Originally Posted by greencreeper
Ah - my Dad taught me that if you can't pay for it, you don't buy it. I've never had a credit card or purchased anything on credit 
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It's good advice up to a point, but if you *can* afford it, don't forget that Section 75 of the Consumer Credit Act gives you protection on any item between £100 and £30,000 by making the card company jointly and severally liable for the completion of the contract you enter into (unless you use an "agent" like Paypal, but I wouldn't touch them with a bargepole!)
It's something worth considering.