Quote:
|
Originally Posted by gary_580
hmmm wouldnt take too much notice of the so called "safety". I had an unauthorised spend on my Barclaycard in August which i disputed and still hasnt been resolved.
|
Interesting. I had an unauthorised spend on my card (to the tune of £1200!) . I simply phoned HSBC MCard and they refunded within a day or so. Basically they took my word for it over the phone. A day or so after that I received a form asking me to sign to certify that the unauthorised spend had nothing to do with me. Signed and never heard anything since.
Also interesting because I asked HSBC to reduce the credit limit on one of my Mastercards - I wanted just £100 or even £50 as a safety when making Web purchases etc. However, the lowest limit was £500 - and as soon as I used the thing they increased the limit. I do not fancy arguing that with someone in India. I gave up eventually and now only use a Cahoot virtual Visa card for Web purchases. With that card the number changes after each transaction.