Does she have to buy it from Gratten ?
You can probably get a better camera for the price you will pay for one at this store.
Most cvamera's don't come with cards but will have built in memory to get you going. You can't expect to take many photos though and a memory card will be needed. Most cameras use SD cards whilst a select few use their own, eg. Sony memory stick.
I'd reccomend the Nikon's and Sony's that have some degree of manual settings but handy scene selections so you can quickly get the mode you need for the shot, eg. sunset, portrait, beach, etc.
The followiung sites have useful reviews:
http://www.steves-digicams.com/
http://www.dpreview.com/