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Originally Posted by homealone
I think if the banks started charging to use ATM's then people would look at alternatives like 'cash back' at the supermarket - I know I would. Seeing as the checkout operators are seemingly trained to ask everyone who uses a card to pay, if they would like 'cash back', this can't be detrimental to them. In fact I would imagine as it reduces the amount of cash they have to put through their bank, it probably reduces their costs.
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Banks used to charge for withdrawing cash from ATMs of other banks but I thought that had all stopped now. I think that I could count the number of times I have used an ATM on the fingers of one hand, usually using the cash back using Switch at the supermarket.
Businesses are charged by the banks for paying cash in so cash back reduces these costs as well as reducing the amount of money held in the tills, cash office or in transit to the bank.