[Alien]

Originally Posted by popper

it seems only the barrister used the right terms in the program, its unlawful (not illegal [theft) unless you can find the board member or accounts person that actioned the higher cost charge perhaps).

That's a shame, would be lovely to send the police after them.

Originally Posted by popper

some things to remember, the bbc special panel said that they could NOT get the cost of direct debit ANY HIGHER than £2.50 MAXIMUM.

that, direct debit is tantermount to a CASH PAYMENT in uk law, so if your being charged more for cash payments then its perhaps unlawful too.

I do wish someone would make NTL back down on their non-DD fee, They may only be charging £1.50 over what those experts determined was the maximum justifiable amount, but it adds up over time. [Though it would be nicer if they didn't charge anything at all for not using DD.]

Originally Posted by popper

regarding the BBC program , i was rather disapointed in that he could have put the banking code of practice to the woman and asked the question , given that the govt have instructed that all govt/state benefits be payed into your members products, how is it that your members (I.e the banks) are taking bank charges out of these accounts when the UK 'BlueBook' laws expressly forbid you to take these moneys in charges....

how could she possibly brush that aside on public TV and not have some MPs instantly try and get some soundbites and find a way to push the whole charges thing to front and center....

I don't suppose you'd know where I can find a copy of those "BlueBook" laws? I ask as I've been notified of an impending penalty charge by my bank.

Originally Posted by DarthYoda

My bank have just charged me a total of £60 for going overdrawn for a total of 2 days by about £5.

I am sure over the last few years LloydsTSB have had a lot of money off me. I really should look through and work out how much exactly it is and write to them.

I used to not have anything bad to say about LTSB, but with this charge they're trying to stick me with those bankers seem to be proving themselves a complete & utter wunch!

My DSS [or DWP as it's now called] payment goes into my bank every other Sunday. On the Friday before I was due to be paid I logged on to LTSB's internet banking site to check my account, only to notice that I'd gone 49p over my overdraft limit [which is only £100 anyway]. I rang up & apologised for going over, & pointed out that there'd be a payment going in on Sunday anyway, but was told that a letter had already been sent out.

Saturday morning I get a letter saying that I was going to be charged £30 for the heinous crime of going a whole bank-breaking 49p over. It also said that I would be charged an additional £30 for each day that the amount I was over increased. I checked my account again, & apparently the Co-op had been a bit slow to send through a charge from Thursday, so my account was now £3.18 over my limit, which by what the letter said means they're going to try & sting me for £60.

Originally Posted by luckybleeder

Seriously, try the FOS before you part with any money for court action. People say that they're a toothless tiger but they came up trumps for me

FOS?