I was going to ask you did the OFT explain why they refusing to enforce the law but it seems you did already try.
I take it this means now someone has finally gone to court and of course won? Before I heard the banks were just avoiding court.
It seems every regulator including the OFT will only regulate up to a limit and their main remit is to not disrupt large commercial profits, which isnt surprising the very people who set these regulators up wont want a economy problem.