I was charged a £10 late payment fee in January and I pay by Direct Debit !!

There was no problem with my bank, the payment went through ok. Can only assume it was to do with the change of billing dates/systems in January, but thats hardly my fault. Queried it with them, after a long pause, they said I'd be credited next month (they didn't sound too confident about it though - I'll wait and see....). Shouldn't think its a 'scam', more likely the usual shambles/incompetency from NTL.