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Re: £4 for doing sod all!!!!!
It does cost more to process a cheque payment than a DD - DD is all electronic/automatic, but with a cheque payment there is (usually) a manual process, which takes time and costs. Also, DD payers tend to generate less Collections (overdue money chasing) work.
PS I think £4 is a lot for non-DD, but it is probably their way of getting people on to DD.
If you are not paying by cheque, but some other form of EFT, ignore all of the above.
EFT - Electronic Funds Transfer
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