Quote:
Originally Posted by Mr Angry
Your friend should consider reclaiming the charges (in full) and using the reclaimed sum to offset against any outstanding monies due to the bank.
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Thank you! But can the bank do anything else such as issue court proceedings to recover the outstanding money owed to them? Or will they just honour the existing agreement (which was negotiated and put in place by CCCS) and let it be paid off at the current amount?
PS - I dont' think it's an IVA- just an 'informal agreement'.