This deserves to go in the happy thought thread.
Today I received a Letter from Neil Mckirdy of Yorkshire bank containing a cheque for £1067 for charges claimed agaist my current account. Was 14 days (or so - xmas post) since I posted the bbc letter in as well.
I'm well chuffed (as was the missus

)
This gives the green light to have a shot for our joint account as well as other accounts. I also am not due back in work till the 2nd so have a mega amount of time to write up some nice letters.
I'd like to thank all the contributers to this thread, without thier support and sage advice I would never have started this process despite seeing it elsewhere.
Thany you thank you thank you.
I might have me a rep fest....