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Old 16-12-2006, 10:50   #426
lostandconfused
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Join Date: Aug 2006
Location: swansea
Age: 40
Services: 2 X V+ XL TV XL BB XL Telco
Posts: 1,703
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Re: Reclaim Your Bank And Card Charges

Good morning all,

would just like to give a breif update on my ongoing saga with the halifax.

I was going through my online banking a few days ago and realised i'd made a bit of a mistake in my orginal letter, i put in a complaint for just over £200 worth of bank charges, but actually the amount was just over £800.

anyway it was late so i left it, so i could deal with it in the new year as i really didnt want to be onto the bank and waste my holidays.

So this morning i get a letter from the nice but ever so slightly patronising man from customer relations. From the beginning it doesnt look good, explaining how they inccur charges because of me etc etc and how its my responsibility and so on.

Then to my surprise at the bottom of the letter in the very last paragraph it says as a gesture of good will i would like to offer you a refund of £840. as im sure you can imagine as soon as i regained conciousness i was over the moon!

Im even tempted to drive to leeds and hand deliver the acceptance form.

As a side not i just realised as i was typing this that I have already had one of the charges removed before as I wasn't happy for being charged £20 for going overdrawn my pennies for a few hours, so they have refunded that charge to me twice now!

Finally would just like to thank everyone that has helped in this saga, I would have definatley given up long ago otherwise.
And for everyone that is thinking its not worth the hassle like i did, it cost me the time to write two letters and asking some advice on here, i think its worth it.

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