Quote:
|
Originally Posted by danielf
Which bank is this, and why do they refuse to investigate?
|
This is an ongoing problem. I had an overdraft for £887. My account got hacked, and I then I suddenly had a credit balance of 9p through no fault of my own. The bank refuse to accept that I still owe them £887, and what is worse they are failing to add daily interest.
I no longer get the comforting daily threatening letter, and furthermore they are now honouring my direct debits. If this continues, then I will not be losing £100 in daily admin charges, and before you know it all of the recognised Credit Agencies will decline to list me as a defaulter and my whole existance will be ruined.
If I had known things would get this bad, I would have defaulted the automatic minimum payment scheme to one of my obscure credit cards in the hope that my accumulated credit balance of £37 (£3.70 per month over 10 months since I last used it) might have slipped into the red and put me back on a bad rating.