Quote:
Originally Posted by lauzjp
heehee, I did the same thing many moons ago - my bank manager (Lloyds) was phoning me up constantly until I spent down to about £3000 then he wasn't interested anymore!
to be fair, Lloyds have been great to me. There is a handy department called 'customer support' (ask the general call centre for the phone no.) and they can do such useful things as removing one bank charge a year, just cos you phone them and moan about it, or temporarily increase your overdraft if it has gone over its limit because of all the charges (mine does this often! I just forget that I get excess charges nearly every month). they even reduced my loan repayments to £20pcm, so in 4 years time I should have paid off my ickle loan I got so long ago I can't remember how much it was originally for!? 
---------- Post added at 05:52 ---------- Previous post was at 05:51 ----------
I'm sorely tempted to go for this reclaim your bank charges thing, but they have been very good to me for over 15 years... |
whats this customer support #?
is it uk based?
my experience of lloyds tsb is they will do anything to avoid increasing overdrafts as they not profitable enough, they keep offering me a loan to remove my overdraft why? because the overdraft isnt making them any money and the loan is a big earner for them at 18.9% apr. I am also hardly using the overdraft perhaps onve every few months.