[bigbruce]

Oh and here is the final irony. After talking on the phone for ½ hour on Friday sorting everything out and letting them no I had made a payment, the Credit Department rang me yesterday to ask when I was going to pay. Having told them that I made a payment by online banking on Friday I asked why I had been cut off as I had been assured that I wouldn't be and the best answer I could get was 'I can't do anything about it until your payment is cleared. Try ringing back on Friday'.