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Originally Posted by Kits
I checked my insurance document and it does quote that the insurance is only valid if the car is taxed and mot'd. I certainly wouldn't want to be the one to test it
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What that means is you level of cover (comprehensive, third party fire and theft etc) is only valid if the car has tax and an MOT, so any claims you would make under that cover would only be honoured if you have the other documents for the vehicle. But the legal minimum cover, RTA which is similar to third party only, would still have to be honoured.