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Originally Posted by KingPhoenix
I could be wrong, but im sure my insurance policy states that my insurance is only valid whilst my car is MOT'd and TAXed
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I used to work for Admiral Insurance and once asked that question - and it's no more than a common fallacy - a certificate of insurance is a legally-binding document. The law states that once you have it in your possession and it correctly relates to you and your vehicle, it must be honoured, irregardless of whether it's taxed/MOT'd.