I would say that this is one of the most annoying problem associated with the STBs at the moment. We have three cable boxes in our house - one in the living room and two in the bedrooms. Only the main STB suffers from this problem - and very rarely does trouble arise on the other two. Funnily enough, the STB that does get these problems is one of the newer models - replaced because the older ones had a histroy of overheating and warping the card inside. (Please dont ask what version it is cos there are that many it would get confusing).
I do agree with everyone else on this - the only thing we can do if this fault arises is to reboot, as I have been doing probably every few days for around a year - cant be good for the STB in the long run??
James