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Originally Posted by Bishop
every time I go into a branch to do something at the counter I always manage to get behind someone who has decided to bring in a massive sack of notes and coins that need to be counted out when all the other windows are closed or gone to lunch
online banking is good - but if that 3 day rule applies then how come they can't wait three days to actually remove it.
But this is, I imagine, the nature of the beast
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Precisely.
As for online banking yes I can pay my bills but I already have everything set up with DD's and I use either cheques or card for everything else.I've only ever set up one DD in three years online.Ok if I want to transfer money between accounts at the same bank it's ok.However it is quicker to go and take the cash from one account and pay it in over the counter into the other account.No delays that way.
Half the problem is that when you want to pay money into another account is that you have to factor in what day of the week it is as for some reason even with electronic banking the weekend always adds at least two days to the total of days for transfer.So mid week it can be three days but on Friday it will 5 days.