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Originally Posted by SMHarman
With HSBC its between HSBC (and First Direct) accounts, not just your own. If we transfer from the Business HSBC account to a personal FD account it is instantanious.
The only way to move funds between banks instantly is to go into bank 1 Branch withdraw it in Cash, walk to bank 2 deposit it in cash.
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yes - so I now understand - the whole thing has been turned into a farce as I only transferred the money so they could pay a bill as their wages were not paid in till today/tommorow - they gave me a cheque (which is in the process of being banked into my account) to pay the "transferred funds" back to me - they will probably end up being charged for going overdrawn paying me back the funds that never got there on time anyway