Thread: Online Banking Woes
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Old 21-09-2004, 11:19   #10
SMHarman
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Re: Online Banking Woes
Quote:
Originally Posted by Nemesis
It's only instantaneous if you transfer between your own accounts ... I believe ..
With HSBC its between HSBC (and First Direct) accounts, not just your own. If we transfer from the Business HSBC account to a personal FD account it is instantanious.

The only way to move funds between banks instantly is to go into bank 1 Branch withdraw it in Cash, walk to bank 2 deposit it in cash.

Well, you can also make a CHAPS or SWIFT payment (as they do when you buy a house etc), but these cost upwards of £25 to the customer (don't ask what the bank pays, the processing fee is pennies or parts of pennies - though there is the people time involved).
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