I'm currently looking for a new house and applied for a mortgage "agreement in principle".
I've had no problems except that, because I've got a £3000 balance on a credit card the mortgage company has said they'll lend me £3000 less than I asked for.
They don't seem to be interested in the fact that a) I've been transferring that amount around 0% deals for the last three years (originally it was £5000 quid) and b) the money to pay it off is sitting in another account earning interest
