It's called "business continuity" - usually you have a contract with people who get you going again within hours in the event of disaster or theft. There's a company near me (well, near Ikea in Wakefield) that has a big truck full of networked PCs that just polls up and hey presto. So even if the office burns down you can still carry on. I think it's amazing what can be done these days
Any company supplying a business should supply to your specifications - neon pink with fluffy trim shouldn't be a problem. Don't entertain them if they're not prepared to work for your custom.
Invest in more security while you're at it - or have a security review done.