[ian@huth]

It isn't just ATM fraud that you have to watch out for. My daughter has a Capital One card that she hadn't used for a year and has only ever used in retail establishments, never at an ATM or online. She used it on the 14th June at a shop in Nottingham and got her statement from Capital One last Friday. Expecting to find only the £20 purchase on the statement she was amazed to find two transactions, the £20 and a further one for £450 made on the 11th June from a dot com company in the States and converted from dollars. There is no trace of the dot com company (getinfo.elements.com) online. She cannot figure out how her account details have managed to be used and it will be a struggle for her to keep from looking at the transaction details online when she gets back into work on Monday. She works for Capitol One in Nottingham and shouldn't access her own account details. It just shows that it pays to look carefully at all bank and credit card statements. £450 for most people would immediately trigger alarm bells, but the odd £10 or £20 might not.