Tell you what, this is a really educational thread, and some great advice being handed out. Thanks...........
Though I have a personal penson with the Prudential (from which I've had to take a payments break). I did at one time have a Prudential 'Prudence' savings account. I was paying £30 a month for 3 or 4 years, and it is great how this quickly builds up over the life of the account. I think the interest rate was about 9% (though I may be well of the mark), and the only reason I closed the account early was because of a problem with a controbution increase that lasted for 5 months. And ended up with me phoning the Pru and demanding my money back because I was sick of the messing around. By the time I closed the account, there was something like £2200 waiting for me. Which wasnt bad considering the amount I paid in.
But to be honest I have no idea if other investers offer similar services, but its something I may look into.
Last thing. I was told 6 or 7 years ago, if you ever have a good chunk of mony comming to you. Then invest in Guilts. As I understood at the time, Guilts are loans to the government to pay off the national debt, and earn a fantastic rate of interest. With, I think, a tax free return at the end of the investment period.
Then again I may be mis-remembering badly, but I'm sure someone on here will correct me if I am once again full of cr@p.
